Saving money can be a very long and tasking job for even the richest of people, having the ability to not just impulse by those things you feel you need at the time or even finding a penny out of your wages to save is hard enough for some. We came up with a few strategies to help people like you, someone who needs help finding a penny to save or if you need some tips on not to purchase for the sake of it. We are here to help...
We won't insinuate at all that even the richer person doesn't need help when it comes to saving money, because chances are you may have the figures in your bank but that may also mean that you aren't too shy of going on weekly shopping sprees. There are things you can do to help your situation so continue reading to find out what we suggest.
Creating a budget for your sprees -
Yes you may be thinking where is the fun in that? But if you're serious about saving some money then you will do anything to help that happen, don't be unrealistic but the more sensible with your budgeting you are, then the more you can save.
Give up on expensive habits
I know what you're thinking, if you're a smoker this is a lot easier said than done, however even if you just cut back slightly, you will save more and more, then one day if you cut back so far you may realise you're better off without it and not rely/depend on the stress release anymore. Find an alternative way to relieve your anxiety/stress, give it a go and see how far you can take it.
Go for free days out
Going out for the day doesn't have to mean spending every last penny to make your partner/friend/family member having fun, having fun really does lie with the company you are in. So if you fancy a day out, just go for a quiet walk in the woods or along a nice river, save the money and show them you care without having to spend money to have fun.
Quit the gym, go for a run
Do you even use your gym membership as often as you may want to, no? Well quit the membership and go for a run instead, save all that money you spend in a year on a membership that you don't use.
Go Eco-Friendly around the house
As parental as this may sound, turning off unneeded lights can save you money on your electricity bills, turning off the water when you aren't using it etc etc. It really does save some extra pennies that you may not notice for a while, but after a short while you will notice the savings.
Make presents
Whether it's for Christmas, a birthday or an anniversary gift, why not make it more personal and make them something... Easy way to save some extra money.
Find deals online for eating/drinking out
There are so many ways you can save money on eating out, search online for voucher codes or search up on your favourite restaurants, see if they have offers on certain days in the week. Sign up to receive emails for their latest offers you never know what you may find!
Get a money pot that you cannot open
Savings accounts in your bank is all well and good but it is so easy to access your money nowadays, so the best way to save your pennies is to withdraw from a bank and place it inside a money pot you cannot open... One that requires you to smash it to open it up. Buy a nice enough one so that you don't want to smash it.
Cancel subscriptions you don't use
Do you use all your online subscriptions, from Netflix to Spotify... No? Well cancel the ones you don't use, you're wasting your money on that monthly direct debit, so give it up and admit you will not use it!
Sell unwanted items
Do you have a wardrobe full of clothes you're too afraid to chuck out but you never wear because they either don't fit anymore or they're from about 10 years ago... Well get rid of them, stop clinging onto your past and sell them on!
Do online surveys for cash
Although a survey doesn't provide you with millions of pounds, it will offer you more and more depending on how many you do. They can be long and boring but others may be interesting, if you have the time and patience then go for it.
Grow your own food
Although fruit and vegetables isn't the most expensive thing to buy, you will either go through an awful lot very quickly or you may find you don't eat it often enough and it goes off before you have a chance to consume any... Either of these sound like you? Well growing your own vegetables means they stay in date longer, they're fresher, no added toxins/chemicals will be added unless you decide to do so. If you grow enough of it, offer them to your friends/family/neighbours and earn yourself some extra pennies along the way too!
Reuse bags you bought last time at the shops
It may sound ridiculous and very cheapskate but nowadays you have to pay for the bags to bring your shopping home... So why not go to that cupboard you have under the sink of the bag of bags and use some of them, rather than keep adding to them over and over again after each time you shop. After all every 5p will add up after a while!
Make your own snacks
Ok, you may be thinking what do you mean, but think about how much money you spend on cakes, biscuits etc to go with your lunch. The same amount you pay for one packet of biscuits or cakes can go towards making several batches of baked goods. Swap the Mr Kipling for your supermarkets own flour, eggs etc and you'll see how much you save a week.
Walk or Cycle if you can
You would not believe the amount you can save by ditching the ubers, taxis or train fares for your helmet or walking boots, even saving petrol money is more than enough to start rolling in them savings. If you care for the environment too, you're doing yourself even more of a favour.
